Friday, December 27, 2019

Interrupting Conversations in English

Interruption is not always negative and is often even unavoidable. Interjecting can be necessary for a number of reasons. You might interrupt a conversation to: Give a message to someoneAsk a quick questionGive your opinion on something that has been saidJoin a conversation If you find yourself needing to carefully interrupt a conversation for any of the above reasons, there are certain forms and phrases that you should use so as not to offend or otherwise upset anyone. Sometimes, you will use more than one of these phrases in order to smoothly interrupt. Though interruption is often justified and forgivable, this conversation technique should be used sparingly. Reasons to Interrupt An interruption is essentially a pause. When you pause a conversation, you will almost definitely draw attention to yourself, so its important to make sure that your reason for interrupting will be seen as valid by the whole group. Giving someone important information, asking a quick question, sharing your opinion on something said, or interrupting to join a conversation are all acceptable reasons for pausing. Keep in mind that interruptions should generally be accompanied by either an apology or permission-seeking question (such as, Do you mind if I join?). This is respectful to the speaker you interrupt and all those listening. You should also keep your interruptions as short as possible so that a conversation is not derailed by the interruption. Giving Someone Information Use these short phrases to efficiently deliver a message or get someones attention mid-conversation. These are effective whether you are giving information to an individual or the whole group. Im sorry to interrupt but youre needed...I apologize for the interruption but I had to quickly let you know that...Pardon me, I have...[someone waiting, an object/information requested, etc.]I hope youll excuse me for interrupting but could I quickly get you to... Asking a Quick Question Sometimes it is necessary to pause a conversation to ask a clarifying question. There are even times when you might need to stop a speaker to ask a question that is not related to the topic of conversation. No matter what the situation, these short phrases allow for brief questions during a conversation. Im sorry for interrupting but I dont quite understand...Sorry for the interruption but could you repeat...This will only take a minute. Would you mind telling me...I apologize for the interruption but I have an important question about... Alternatively, you can use questions as a polite way of joining a conversation. Here are some ways that you can ask for permission from a group to become part of their discussion. Could I jump in?Could I add something?Do you mind if I say something?May I interject? Sharing Your Opinion If you feel that you have something to share or comment on as a conversation is happening that will add value to the discussion, use these phrases to considerately do so. That makes me think of...Interesting that you say that because...What you said about [reference something said] reminds me that...Your point sounds an awful lot like something else... Use caution when interrupting to share an opinion or story as these are unwelcome interjections when they are not relevant, happen too frequently, or are impolitely executed. Always pay respect to a speaker you are stopping and never make it seem like you believe what you have to say is more important than what was already being said. Joining a Conversation Sometimes you will want to join a conversation that you were not originally a part of. In these cases, you can insert yourself into a discussion without being rude using the following phrases. Would you mind if I joined?I couldnt help overhearing...Sorry to butt in but I think ...If I may, I feel... What to Do When You Are Interrupted Just as you will sometimes need to interrupt, you will sometimes be interrupted (perhaps more frequently). If you are the speaker, it is up to you to determine how to proceed. Decide whether you want to reject or allow an interruption and then respond accordingly Interrupting Someone Who Has Interrupted You You do not always need to allow an interruption. If you were interrupted rudely or believe that you should finish your thought first, you have the right to express this without being considered impolite. Use one of these phrases to firmly but respectfully redirect the conversation back to yourself. Please let me finish.Can I continue, please?Let me wrap up my thought before you start.Would you please let me finish? Allowing an Interruption You may choose to allow an interruption if you do not mind being stopped. Respond to a person who has asked if they can interrupt you using one of these expressions. No problem. Go ahead.Sure. What do you think?Thats alright, what is it that you want/need? Once youve been interrupted, you can continue where you left off when you were interrupted with one of these phrases. As I was saying, I think...Id like to return to my argument.To get back to what I was saying, I feel...Continuing where I left off... Example Dialogue Interrupting to Give Information Helen: Its really amazing how beautiful Hawaii is. I mean, you couldnt think of anywhere more beautiful. Anna: Excuse me but Tom is on the phone. Helen: Thanks, Anna. (To Greg) This will only take a moment. Anna: Can I bring you some coffee while she takes the call? George: No thanks, Im fine. Anna: Shell be right back. Interrupting to Join a Conversation and Share an Opinion Marko: If we continue to improve our sales in Europe, we should be able to open new branches elsewhere. Stan (not yet a part of the conversation): I couldnt help but overhear you talking about opening new branches. Do you mind if I add something? Marko: Of course, go ahead. Stan: Thanks, Marko. I think we should open new branches no matter what. We should be opening new stores whether or not our sales improve. Marko: Thank you, Stan. As I was saying, if we improve sales, we can afford to open new branches.

Thursday, December 19, 2019

Poverty Of The United States - 1663 Words

What is the reason for not ending the world-leading problem in the United States and in other countries? Are we capable of ending a monster that has taken the lives of children? Poverty is the monster that society worries about, especially the individuals who have to endure going days without eating and have to live in horrifying conditions. The United States has the world’s second highest poverty rate among children, and the children have no way of defeating it. Many different organizations, including the government, try to tackle and improve poverty rates. Yes, we have the technology and resources to terminate this problem, but the government is not fighting hard enough. Many people try to improve poverty rates among other things but†¦show more content†¦The lack of growth and development begin to occur when the body does not take in enough calcium. Calcium is very important part for the body to function because it has the function to keep bones strong and witho ut calcium the bones will become weak and break easily. Also, it will lead to stunted growth in the body and the person will not be able to grow properly. In addition, malnutrition can occur when children or the poor community does not get enough to eat and is requiring the need of nutritions and other minerals. Suffering from malnutrition will cause extensive amount of disease to manifest in the human body. Also, it will be harder for the body to fight off disease and people will become more vulnerable to catching different type of diseases. Pedro A Sanchez stated, â€Å"The death rate from diseases such as lower respiratory infection, malaria, and measles†¦Undernourished people infected with HIV/AIDS develop the full symptoms† (1). The poor population is longing for the access to healthy food in order to prevent terrible disease like this from occurring. It is very hard to treat and prevent these different variety of disease from happening without having the mone y to get the proper care and medical attention. Not only does malnutrition and not acquiring enough nutrients leads to theShow MoreRelatedThe Poverty Of The United States1727 Words   |  7 PagesPoverty defined by the American Heritage Dictionary is â€Å"lack of the means of providing material needs or comforts† (Hirokazu Yoshikawa, 2012). Poverty in the United States is an issue that is often times overlooked because the focus of poverty is on developing and struggling countries. People often think America does not experience poverty because it is such a thriving country. The problem with this is that America is indeed struggling with poverty: â€Å"there are currently 488 counties in America whereRead MoreThe Poverty Of The United States1548 Words   |  7 Pagescitizens in poverty has risen. Several organizations have been set up to help those who suffer from poverty and provide their everyday needs. There are always ways where a community can help eliminate the am ount of people suffering poverty. Government has an influence on how much money flow there is in the United States such as the FED, which was created to help maintain a stable monetary and financial system and control the money supply. People themselves can also help from falling into poverty, butRead MorePoverty Of The United States1408 Words   |  6 PagesWhen people hear the word poverty many people think of the bad connotations that come with it like, smelly homeless people that are crackheads and disease holders. Some people may even think they are uneducated or not hard working enough and rather ask for money instead of trying to get a job. Although a small portion of that may be true to some homeless people due to addictions on drugs and the toll it takes on their lives. The majority of homeless people are either veterans or immigrants, who findRead MorePoverty in the United States755 Words   |  4 PagesPoverty in the United States is getting in inferior quality every day and nothing is being done about it. Many people who want to help the poor, but no one knows exactly how to help them. A primary reason for people not taking action is because of lack of information that is provided about issues on poverty. Poverty is defined as the state of one who lacks a usual or socially acceptable amount of money or material possessions. According to the U.S. Census Bureau data released Tuesday September 13thRead MorePoverty Of The United States Essay1369 Words   |  6 PagesPoverty within the United States is defined as â€Å"having an income below a federally determined poverty threshold. † Poverty thresholds were developed by the United States government in the 60s. Over time these thresholds are adjusted to account for inflation; it is typical to adjust the poverty threshold levels annually. They represent the government’s estimate of the point below which a family has insufficient resources to meet their basic needs. Any family with le ss income than that establishedRead MoreThe Poverty Of The United States Essay1385 Words   |  6 Pages The Character of Poverty in America Poverty has always been a key factor in United States History. Ever sense Americas birth there have been groups affected by poverty, but the forms of the poverty that affected these groups have changed as well as the nature of poverty itself in the USA. The abolition of slavery, the forced assimilation of native Americans, and mass immigration changed character of poverty within the united states change due to an evolution from agriculture to industry and a changeRead MoreThe Poverty Of The United States1531 Words   |  7 Pagessuch dialog, topics on the increasing and rather consistent levels of poverty in some regions in America are touched on as well. Poverty is defined as a condition where one’s basics needs for food, clothing, and shelter are not being met (What Is Poverty? â€Å"). From sea to shining sea, more than 15 percent of the American population live in poverty, a total of people over 46 million. Many who live in poverty within the United States live in areas that were once thriving from the country’s economic growthRead MoreThe Poverty Of The United States1746 Words   |  7 PagesWhat is poverty? A question most Americans will not have to think twice before answering. Poverty is, of course, simply a lack of money. The views of a specific person will defer when politics or morals are introduced, however, the idea stays the same. Those in poverty are there because they have less money than what has been decided to be livable. Poverty has changed significantly over the last two hundred years in the United States, and yet, the measurement has hardly changed since it was createdRead MorePoverty Of The United States1475 Words   |  6 Pages â€Æ' Poverty in the United States is defined as a social problem. As outlined in the text, a social problem is â€Å"a condition that undermines the well-being of some or all members of a society and is usually a matter of public controversy†. It is easy to see that there is a large economic divide in the United States, but with only a small percentage of people in the highest income stratification and the vast majority struggling to get by, the majority of United States citizens agree that there is tooRead MorePoverty in the United States1061 Words   |  5 PagesThe Background of Poverty in America In the United States, there are about more than forty-six million people living in impoverished conditions today. Poverty is a major conflict issue in this country amongst people who are part of the lower class because American families always had a hard time making ends meet, even before the Great Recession began. Living in poverty puts them at a disadvantage because they have to choose between necessitates like health care, child care, and food in order to

Wednesday, December 11, 2019

International Financial Management Foreign Exchange Exposure

Question: Discuss about the International Financial Managementfor Foreign Exchange Exposure. Answer: Major Dimensions that Distinguish International Finance from Domestic Finance One of the primary differences between international finance and domestic finance is foreign exchange exposure that affects all the business areas at international level. Exposure to foreign exchange provides impact on purchase of materials from the suppliers, sales to consumers, investment activities and sources for raising funds. Foreign exchange exposure indicates the risk involved in international business with respect to the foreign exchange rates, which changes recurrently (Manova, 2013). In the present case, the company earned more than $12 billion sales annually most of which is earned outside United States. Considering the foreign exchange exposure, it can be said that the sales earned from other country would decline if the foreign exchange rate of other country increases. Another dimension that distinguishes international finance and domestic finance is business environment at macro levelas international finance is exposed to the political environment. International finance associates with different trade policies of different countries unlike in case of domestic finance that associates with the trade policy of home country only. In the given situation, Nike has no production facilities in United States that means the company has to import the products to U.S. involving higher cost and compliance of several trade policies. International finance and domestic finance also differs with respect to the tax and legal regulations that affects the companys profitability and product costs resulting in the sustainability of domestic company in the foreign country (Chaney, 2014). As the Nike Company, hired workers at low wage rate due to poor and unhealthy work environment, legal regulation with respect to labor laws affect the protection of labor rights in the respective countries. Analysis of Nikes Action to Support International Financial management goal of Shareholder Wealth maximization The primary objective of international financial management includes wealth maximization for shareholders that indicates maximization of present value of future cash flows as return from investment. Apart from the profit maximization goal of the respective companies, maximization of shareholders value is considered to be equally important for which the organizations undertake several steps. Shareholders wealth maximization takes place by foreign investment, raising funds at lower costs and increasing the employment rate that boosts the companys share price and economic value (Bernstein, Lerner Schoar, 2013). Accordingly, in the present case, Nike constructed the production facilities in the Asian countries to improve the employment rate together with the protection of labor rights. Nike also incorporated the activities to develop the economies and improve the living standards of the citizens that helped in enhancement of overall economy of the host countries. The activities of the organization involved the actions to monitor the work practices and factories in other countries as well as conducted periodic inspection by unrelated parties, which eventually improved the standards of labor (Niepmann Schmidt-Eisenlohr, 2014). These actions undertaken by Nike can be considered as actions to improve the organizational value and sustainability together with the benefits to the customers and other stakeholders. As a result, the stock price of the company will rise and can be considered as support to the international financial management goal for shareholders wealth maximization. Analysis of International Trade as more Risky from the Exporters Perspective International trade risks are the barrier that affects the growth of international trade that involves economy threats and restrictions especially from the perspective of exporters. It has been noted that the international trade involves high cost structure due to charges on tariffs, delay cost, cost due to difference in legal system, custom duties and other transfer costs. Further, international trade incorporates lack in mobility in production factor that is labor or capital and includes restrictions in exchange of products and services across the border. The international trade associates with several economic risks that incorporate concession risk in the economic control factor relating to the difference in political or legal differences (Mancini, Ranaldo Wrampelmeyer, 2013). Risk in international trade from the exporters perception includes insolvency risk of the importer or non- acceptance risk by the importer due to which exporter may incur loss or low revenue that declines the profitability. In certain cases, exporters face risk on receipt of payment for the transfer of goods and services across the border together with the risk of fluctuation in foreign exchange risk that declines the value of money to be received against the export order. Other risks that are involved in international trade for the exporter like political risk of the importing country, commercial risk or regulations specifying lack of foreign currency affect the profitability and sustainability of the export traders (Chaney, 2016). Reference List Bernstein, S., Lerner, J., Schoar, A. (2013). The investment strategies of sovereign wealth funds.The Journal of Economic Perspectives,27(2), 219-238. Chaney, T. (2014). The network structure of international trade.The American Economic Review,104(11), 3600-3634. Chaney, T. (2016). Liquidity constrained exporters.Journal of Economic Dynamics and Control,72, 141-154. Mancini, L., Ranaldo, A., Wrampelmeyer, J. (2013). Liquidity in the foreign exchange market: Measurement, commonality, and risk premiums.The Journal of Finance,68(5), 1805-1841. Manova, K. (2013). Credit constraints, heterogeneous firms, and international trade.The Review of Economic Studies,80(2), 711-744. Niepmann, F., Schmidt-Eisenlohr, T. (2014). International trade, risk and the role of banks.

Tuesday, December 3, 2019

Library automation Essay Example

Library automation Essay This chapter discusses the related literature and studies. That have bearing to the present study it is composed of two parts, related literature and studies. Related Literature Foreign (Mary Ann Ecalnea, Minalyn Esguerra, Cridtia Mae Feleciano, Jamee Aubrey Fernando, Jezrell Fiesta, Ma. Madona Flores, Gracel Kay Gacisano, Liezel Garcia and Davie Gonzales (Thesis Book: Library Management System of Isabela State university – Roxas Campus) p. 8-9)An Integrated Library System (ILS) usually comprises a relational database, software to interact with that database, and two graphical user interfaces (one for patrons, one for staff). Most ILS is separate software functions into discrete programs called modules, each of them integrated with a unified interface. Examples of modules might include: acquisitions (ordering, receiving, and invoicing materials), cataloging (classifying and indexing materials) circulation (lending materials to patrons and receiving them back) serials (tracking magazine and newspaper holding) and the OPAC (Public Interface for users).Each patron and item has unique ID in the database that allows the ILS to track its activity. Larger libraries use an ILS to order and acquire, receive and invoice, catalog, circulation (like churches or synagogues, for instance), often forgo the expense and maintain required to run an ILS, and instead use a library computer system. Evergreen is an open source integrated library system (ILS), initially developed by the Georgia public library service for public information network for electronic service (PINES), a statewide resource sharing.Consortium with over 270 member libraries. Beyond PINES, the Evergreen ILS is deployed worldwide in hundreds of libraries, and is used to power a number of statewide consortia catalogs. Local (Mary Ann Ecalnea, Minalyn Esguerra, Cridtia Mae Feleciano, Jamee Aubrey Fernando, Jezrell Fiesta, Ma. Madona Flores, Gracel Kay Gacisano, Liezel Garcia and Davie Gonzales (Thesis Book : Library Management System of Isabela State university – Roxas Campus) p. 9-10) The University of the Philippines Diliman established in 1992.Every university library has grappled with four basic concerns: the book fund, staff development, and library service and information technology. May Polk (1992-19424) from Indian, USA, was the teacher of several heads of the Philippine government libraries. Marina G. Dayrit (1963-1981) systematized library service and the staff training, beefed up the library collection through ford foundation grants, developed the Filipiniana Special Collections and Archives, initiated microfilming and computerized.Atty. Myra S. Feliciano, College Of Law Librarian, was officer in charge from 1981 until 1984. Filomena M. Tann (1984-1986) decentralized acquisition and cataloging processes in accordance with revised policies and reorganization of the University Library System as Approved by the Board of Regents Belen B. Angeles (1987-1999) obtained a fo rd-Mellon grant to develop the humanities, social science and general science collections and to purchase license to use CDS/ISIS.She opened Media Service, converted the Filipiniana Collections to machine readable form, and opened the online public Access Catalog (OPAC), CD-ROM and Internet service. Salvacion M. Arlante (1999-present) launched the University Library Web site: purchased the integrated library system MAELISA; purchased and implement the in house developed Integrated Library System (ILIB); adopted the policy of access versus holdings; promoted the welfare of the researcher, extension and professional Staff; and is exploring alternative nformation technologies. Related Studies Foreign (Hermay M. Abad and Diona C. Turingan, Isabela State University – Ilagan Campus (Thesis Book: Library Management System) p. 16-17) According to Samuel Johnson an educated man is one who knows where to fine thing. An important aspect of a student’s education is learning to fin e what we needs. Because much of his work in the years ahead will be with textbooks, reference books, periodicals, and other learning aids, it will be worth knowing how to use library and its resources.The library is the richest storehouse of knowledge. It is the heart of university or a college. Since it the most important tool in research, it forms a vital part of the world’s system of communication and education. Through books, films, recordings, periodicals and other library resources, knowledge accumulated through the ages is made available to students. Frederic Lancaster, in his recent books, libraries and librarian is a barge of electronics attempt to pull together extensive writings involving libraries.Although Lancaster’s hopes to stimulate librarians to re-assess the role of the library as an institution and the role of the librarian an information specialist. Lancaster reviews the technological trends of the last 20 years in telecommunication and computer te chnology for application such as information storage and retrieval, electronic mail, teleconference, interactive, television and publishing, and forecast the likely impact of the future technological development for libraries and what the future of the libraries might be.Local (Hermay M. Abad and Diona C. Turingan, Isabela State University – Ilagan Campus (Published Thesis: Library Management System) p. 19) According to Hidalgo, library collection development is a series of processes involved in the selective acquisition of books in quantity, in fields and areas tailored to suit the present and projected curricular, research and extension programs of a university.Its main objectives are to enhance teaching, influence research, render reference service, give bibliographic service and support the curricular. On the other hand, Aggabao conducted a similar study in library resources, services and facilities in the state and universities in region 2. She gave the following finding s and conclusions that the tremendous academic growth of the students were basically due to the presence of excellent library programs that helped both faculty and students and their academic pursuit.